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Terms of Use

All visitors, viewers, users, subscribers, members, affiliates, or customers, collectively referred to herein as "Website User," are parties to this agreement. The MyMoneyHero.com web site and its owners and/or operators are parties to this agreement, herein referred to as "Website."

Reading and accepting Website's Terms of Use and reading and accepting Website's Privacy Policy are required considerations for Website's granting Website User the right to visit, read, or interact with the Website.  All persons are denied access to the Website unless they read and accept Website's Terms of Use and Privacy Policy.

By viewing, visiting, using, or interacting with the Website or with any hyperlink, banner, pop-up, ezine, blog, newsletter, email, or advertising that originates from and/or appears on the Website, Website User is agreeing to all the provisions of the Website's Terms of Use and Privacy Policy.


All persons under the age of 18 are denied access to the Website.  If Website User is under 18 years of age, it is unlawful for Website User to visit, read, or interact with the Website or its contents in any manner.  The Website specifically denies access to any individual that is covered by the Child Online Privacy Act (COPA) of 1998.

The Website reserves the right to deny access to any person or viewer for any reason.  Under the terms of the Privacy Policy, which Website User accepts as a condition for viewing the Website, the Website is allowed to collect and store data and information for the purpose of exclusion and for many other uses.


Guarantee and Warranty


The Website's product is sold “as is” without warranty or guarantee of any kind, either express or implied, including no warranty as to merchantability or fitness for a particular purpose. The Website warrants and guarantees absolutely nothing. There is no 'warranty period.' There is a 60 day refund period.

However, in the event that Website User claims that the product is defective, the sole remedy to the Website User is to accept a replacement product or a refund. The period for the Website User to determine if the product is defective and request a replacement or refund is 60 days from the date of the order. During this 60-day period, the Website User may request and will receive a refund for any reason. During this 60-day period, Website User may request a replacement product in lieu of a refund but Website is under no obligation, for any reason, to do anything more than refund the purchase price.

If the sales or promotional material conflict with this "as is" warranty, then the sales and promotional material are herewith incorporated and shall be controlling. However, in no case, shall the warranty period be construed to be longer than the refund period.

If the Website User is purchasing a membership in Website, the terms of membership as specified in the solicitation materials are controlling.

If the Website User is purchasing, through Website, a product, including membership, that is to be provided by a third party, the Website User must look to the third party for additional warranties or guarantees, and understands that the warranties available through Website, if any are offered or construed, are extremely limited, restrictive, and short.


Assumption of Risk

Website User agrees to accept all risk associated with the use of this product, including but not limited to, ingestion of or application to Website User's person, the use of the product personally or in business, all taxes and regulations applicable to this product, all legal compliance issues related to this product. Website User warrants an understanding that Website is disclaiming all liability from harm of any kind or nature caused directly or indirect from this product. Website User agrees, as part of the consideration required to purchase this product, to carefully review and test this product during the refund period and to immediately request a refund if the product is not satisfactory.


Limitation of Liability and Disclaimer

Website is not a lending institution or an attorney or a licensed financial services professional, and can only offer personal advice. All attempts to clean up credit, file bankruptcy, and/or obtain credit or loans may vary depending on the efforts and circumstances of each individual. If Website User purchases our materials, please be aware that some of the lending institutions listed may require an upfront fee. All banks and lending services are liable for their own personal guarantees. If Website User decides to do business with any of the listed banks, merchants or loan institutions, Website User agrees to forward all questions pertaining to their services to them, as their offers change periodically. Website can and will only answer questions pertaining to information listed on Website. No person should rely or act upon information or materials available from Website without seeking professional advice. None of the information contained on Website should be construed as legal advice. Website makes no claims to remove or erase any negative credit marks from Website User's credit report; Website can only show Website User ways that other people have been successful at doing so. The information provided, while believed to be accurate, may not be, and thus no action should be taken by Website User based upon any information provided herein without Website User's own, or a qualified professional's, independent verification of the accuracy of the representations.

Website User
 warrants an understanding, as required consideration, that Website disclaims all liability for the product or damages resulting from use or installation or reliance upon this product for any reason. Website User alone accepts full responsibility for allowing others to use this product. Website User understands that Website disclaims liability for any information contained in sales or promotional materials or the product itself that is unintentionally misleading or incorrect that might cause damage to Website User.

Website User expressly waives any and all claims for consequential, speculative, and unforeseeable damages resulting from the purchase or use of this product or from subsequent contact with Website or Third Parties.

Website User expressly agrees that no matter what may happen because of his or her purchase of Website's products, or no matter what damage may be allegedly or actually caused by the use of Website's products, or no matter the harm or damage that may result directly or indirectly from the purchase of Website's products, for any reason whatsoever, even for erroneous product content that causes damage to the Website User, and for any other injury, harm, or tort of any kind, whether foreseeable or unforeseeable, that the absolute maximum extent of Website's liability shall be an amount no greater than the purchase price of the Website's product purchased by Website User.

Website User agrees and understands that, Website, specifically but not exclusively, disclaims liability for all damage to Website User's person or business by using this product, including harm to Website User's computer hardware or software from worms, viruses, or other defects in the product or computer codes that cause harm. Website disclaims liability for Website User's interaction with Third Party soliciting agents who were provided 'leads' by the Website. Website disclaims liability for Website User's interactions with advertisers on the site. Website disclaims liability for Website User's interaction with other visitors or members of the Website.

Where this disclaimer and claims made in sales and promotional materials or the product are in conflict, this Agreement shall be controlling except, and unless, the Website deliberately misled the Website User or if such construction would cause material inequity. The sole burden is on the Website User to substantiate any deliberate deception. Website User accepts the obligation to reimburse the Website for all court costs, investigation costs, attorney fees, and all litigation-related costs in the event Website User brings suit against the Website and does not prevail in court or at arbitration.

Website User warrants an understanding that in any event, for any reason, no matter the amount of damages claimed, as a material part of the consideration for purchase of Website's products, the maximum amount of liability shall be the purchase price of the product(s) purchased.

Changes to Terms of Use

If you have any questions regarding the Terms of Use or any other information found on the Website, you may contact MyMoneyHero.com.

The Website's Terms of Use may change from time to time.  Website User has an affirmative duty, as part of the consideration for permission to view Website, to keep himself/herself informed of any changes.


Email
You may email us by clicking here.

Mailing Address
MyMoneyHero.com
c/o TopLine Publishing
6300 Powers Ferry Road
Building 600, Suite 220
Atlanta, Georgia 30339


You may also want to read the MyMoneyHero.com Privacy Policy.
 




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